One of the most common questions we hear from Dubai-based entrepreneurs considering Canadian immigration is: what does this actually cost in total? The answer is more layered than most people expect β€” because the cost of Canadian entrepreneur immigration is not just a visa fee. It includes a required business investment, net worth verification costs, professional fees, government fees at multiple stages, and the cost of relocating and settling in Canada.

This guide gives you a complete, honest breakdown of every cost category β€” separated by what is a fee (money spent) versus what is an investment (money deployed into your business that you retain as a business asset).

Important distinction: The business investment required by provincial entrepreneur streams is not a fee β€” it is capital you deploy into a business you own and operate. It is not lost money. Government fees and professional fees are costs with no return. This guide separates them clearly.

Total Cost Summary by Province

πŸ”οΈ British Columbia
CAD 270K–350K
Fees + investment + settlement. Excludes property purchase. Net worth requirement: CAD 600K.
🌾 Manitoba
CAD 210K–290K
Fees + investment + settlement. Net worth requirement: CAD 500K.
🌊 Nova Scotia
CAD 160K–240K
Fees + investment + settlement. Lowest threshold option. Net worth: CAD 400K.
πŸ™οΈ Ontario
CAD 260K–360K
Fees + investment + settlement. Toronto cost of living is highest. Net worth: CAD 400K.

Category 1 β€” Business Investment

This is the largest single number and the one most often misunderstood. The investment is capital you deploy into your Canadian business β€” it funds operations, equipment, staff, premises, and inventory. It is not a payment to the government or a consultant. You retain it as a business asset.

ProvinceMinimum InvestmentNotes
πŸ”οΈ BCCAD 200,00033.3% ownership minimum. Can be higher depending on business type.
🌾 ManitobaCAD 150,000–250,000CAD 150K outside Winnipeg, CAD 250K within Winnipeg.
🌊 Nova ScotiaCAD 100,000+Varies by business type and location. Minimum is CAD 100K.
πŸ™οΈ OntarioCAD 200,000+Higher investment may strengthen application in competitive Ontario process.

Category 2 β€” Government Fees

These are mandatory fees paid to provincial and federal government bodies at various stages of the process. They are non-refundable costs.

FeeAmount (CAD)When Paid
Provincial application feeCAD 500–3,000At provincial application stage (varies by province)
Federal PR application fee (principal applicant)CAD 1,365At federal PR application stage
Right of Permanent Residence FeeCAD 515Before PR is granted
Spouse PR application feeCAD 1,365At federal PR application stage (if applicable)
Dependent child fee (per child)CAD 230At federal PR application stage (if applicable)
Work permit feeCAD 155–255Before entering Canada
Biometrics feeCAD 85–170At application stage
Estimated Government Fees TotalCAD 4,000–7,000Family of 4 estimate

Category 3 β€” Professional & Advisory Fees

These cover immigration consulting, legal support, business plan preparation, and net worth verification. Costs vary significantly depending on the firm and level of service.

ServiceTypical Cost (CAD)Notes
Immigration consulting (full service)CAD 15,000–35,000Covers assessment, application, interview prep, and PR filing
Business plan preparationCAD 5,000–12,000Province-specific plans required β€” not generic documents
Net worth verificationCAD 3,000–7,000Conducted by Canadian chartered accountant or approved firm
Legal fees (contracts, business setup)CAD 3,000–8,000For business establishment in Canada
Translation and document certificationCAD 1,000–3,000For documents not in English/French
Estimated Professional Fees TotalCAD 27,000–65,000Varies significantly by provider
Be cautious of unusually low fees: Some consultants offer very low professional fees but provide minimal support. In entrepreneur immigration, the business plan quality and interview preparation are the difference between approval and rejection. Cutting costs here is a false economy.

Category 4 β€” Relocation & Settlement Costs

Once your work permit is issued and you enter Canada, you need capital to establish your life there β€” accommodation, vehicles, school fees, health insurance before provincial coverage kicks in, and living expenses while the business is in its early months.

Cost ItemEstimated Range (CAD)Notes
First year rental accommodationCAD 24,000–60,000Varies widely by city. Vancouver and Toronto are most expensive.
Vehicle purchase or leaseCAD 8,000–30,000Public transport varies by city β€” car usually needed
Health insurance (before provincial coverage)CAD 2,000–5,000Most provinces have a 3-month waiting period for provincial health
School fees (international fees if applicable)CAD 0–15,000Public school is free; international school fees vary
Shipping and moving costs from DubaiCAD 5,000–15,000Depends on volume and shipping method
Living expenses (6 months buffer)CAD 30,000–60,000While business is establishing and income is low
Estimated Settlement Costs TotalCAD 69,000–185,000Family of 4, first year estimate

What the Total Looks Like

Putting it all together for a family of four using the BC Entrepreneur Stream as an example:

CategoryAmount (CAD)Type
Business investment (BC minimum)CAD 200,000Investment β€” retained in business
Government feesCAD 5,000–7,000Cost β€” non-refundable
Professional & advisory feesCAD 30,000–50,000Cost β€” non-refundable
Relocation & first year settlementCAD 80,000–130,000Cost β€” living expenses
Total (BC, family of 4)CAD 315,000–387,000Incl. investment
Total excluding investmentCAD 115,000–187,000Fees + settlement only
The right way to think about this: The business investment (CAD 100K–250K depending on province) is not a cost β€” it is capital you are putting into a business you own. The real out-of-pocket cost excluding the investment is CAD 100K–190K for a family of four, covering all fees and first-year settlement. That is the number to plan your liquidity around.

Want a personalised cost estimate?

We give you a clear, province-specific cost breakdown based on your family size, target province, and business concept β€” free, with no commitment.

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Frequently Asked Questions

Is the business investment refundable if my PR application fails? +
The business investment is capital deployed into your own business β€” it is not a payment to the government. If your nomination is not granted (because you did not meet your milestones), your business assets remain yours. The investment itself is not "forfeited" β€” but you would need to wind down the business or continue operating it without the PR outcome.
Can I use UAE property as part of my net worth verification? +
Yes β€” UAE property, business assets, investments, and bank holdings all count toward your net worth for Canadian entrepreneur immigration purposes. The net worth verification process is conducted by a Canadian chartered accountant who will review all your global assets and liabilities. UAE assets are fully accepted across all four provincial streams.
Are there any hidden costs I should be aware of? +
The main costs people underestimate are: settlement and living expenses in Canada while the business is establishing (we recommend budgeting at least 6 months of living expenses), the cost of finding and acquiring a business (due diligence, legal fees, broker fees if buying an existing business), and accounting/compliance costs once you are operating in Canada. These are not hidden β€” just often overlooked in early planning.
Do I need to pay Canadian taxes from the moment I arrive? +
Once you become a Canadian tax resident (which generally happens when you establish significant residential ties in Canada), you are subject to Canadian taxation on your worldwide income. This is a significant consideration for Dubai-based entrepreneurs who currently benefit from the UAE's zero personal income tax environment. We recommend consulting a cross-border tax advisor before making your move.

Next Steps

Canadian entrepreneur immigration is a significant financial commitment β€” but one with a clear, well-defined structure. The key is understanding the full picture before you start, so you can plan your liquidity, timeline, and business strategy with confidence.

At Unican, we give every client a personalised cost breakdown as part of the free initial assessment. Request yours here and a licensed consultant will be in touch within 24 hours.